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WHO WE ARE
Your local & trusted company offering a wide range of financial services
WHAT WE OFFER
We provide a network of advice services helping you with your personal or business financial matters
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First-Time
It is now harder than ever for first time buyers to get on the property ladder.
Despite interest rates being low, raising a deposit is the main stumbling block. There are solutions and we can tailor advice to you on those that most suit your needs.
If you are contemplating buying your first home and would like to explore your options, give us a call.
We offer the following services: Shared Ownership, HomeBuy, Equity loans & Right To Buy.
Give us a call so we can find the right deal for you.
Mover
It's time to move to a bigger (or smaller) place. You don't know if your current lender will allow you to take your existing mortgage with you or if they offer the best deal.
Get in touch with us, tell us what you are trying to do and we will be able to provide advice on the most suitable products.
Landlord
Whether you are an 'accidental' landlord, because you have been unable to sell your former home or are buying a rented property in addition to your home, you need to ensure you have the most suitable mortgage for your needs.
Because of the difficulties most would be first-time buyers have had, the demand for rented homes is at an all-time high and most rented properties do not stay empty for long.
Contact us for advice on the right buy to let mortgages for you.
Portfolio Landlord
As the owner of several let properties, you will have concerns over a variety of tax issues, as well as insurance and ensuring that you have the most cost-effective mortgages.
Contact us for advice on mortgages and insurances for your portfolio and to work with your tax advisor and accountant.
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Get in touch with us today!
Looking to employ our services or just need some more information? Feel free to contact us.
Expat/Overseas
You are currently working overseas or are a foreign national and having problems finding a mortgage to buy in the UK. Or you are looking to purchase a property in another country.
We are able to offer advice on mortgages for expats and foreign nationals and for the purchase of foreign property.
Self-Builder
You may be new to the concept of building your own home or have done this before. The Government is keen to promote the idea and is urging lenders to help.
There are still too few lenders in the market but we can provide you with advice on the best solution for your needs.
Our company has connections with all the lenders who will provide funding for self-build projects. So, if this is something you would like to pursue, talk to us so we can advise on the right route for you.
Re-mortgaging
Strictly, re-mortgaging would be asking a lender for an identical sum of money to that which you currently are borrowing but on a different product.
The usual reason for re-mortgaging would be to get a better rate or reduce monthly payments. Either way, we can offer advice to you. Contact us for our advice on the best way to proceed.
Capital Raising
This COULD be called re-mortgaging but that is not the only way to raise finance. Much depends on the sums you wish to raise, the purpose of the extra borrowing, your perceived ability to meet the repayments and the lenders appetite for risk.
We can provide advice to you on the best option, given your circumstances.
Additional Services
Small Business Help
LEA FS has a number of years experience helping small businesses and has assembled a network of professionals to assist. Assistance is available over a wide range of areas and you are invited to visit our main site to explore those services.
Legal Advice
Whether you are buying or remortgaging, at home or abroad, you need a practical and knowledgable legal practitioner by your side, We can help you find that professional, affordably. If you would like to source and appoint a solicitor, yourself, please contact us.
Commercial Funding
LEA FS has developed relationships with a number of lenders who offer commercial mortgages, development and asset finance and unsecured loans for businesses. Get in touch for more details.
Protection
LEA FS is authorised and regulated by the Financial Conduct Authority and can provide advice on and arrange non-investment insurance contracts for personal protection and for businesses.
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Get a Quote
If you have further questions about our services, please don’t hesitate to contact us.