Mortgage Advisor

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Mortgage Advice

A network of advice services helping you with your personal or business financial matters

Moving home can be just as traumatic each time, get the best mortgage advice - contact us

Mover

It’s time to move home. Which of these scenarios is nearer to your own? You are still in your first home but the family is growing and you need somewhere larger. You have to think about the space you need, access to your place(s) of work, schools, shops and so much more.

But, what about the costs of moving? Will you need to increase the size of your mortgage? Can you take your current mortgage with you or is that the right option? Are there any penalties when you repay? Should you fix the rate? Can you afford it?

Maybe you are at a different stage in your life.

The kids have moved out and, before they move back, you want to move to a smaller house. You may still want space for the occasional visit by your off-spring and/or grandchildren but the old house is too big now.

Do you have enough equity in your current home to clear the mortgage when you sell or will you still need a mortgage when you move? Can you take your current mortgage with you or is that the right option? Are there any penalties when you repay? Should you fix the rate? Can you afford it?

You don't have children, or they have moved on with their lives. You want or need a change of location; one that puts you closer to or further from family and friends.

The same questions apply, however. Can you 'port' the mortgage you have? Is that your best option? Are there any penalties when you repay? Should you fix the rate? Can you afford it?

Give us a call, let’s go through your choices.